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09/08/08

Planning a gift of jewelry? Whether it's for sweetheart or yourself, build in time to compare prices and quality. A gift of jewelry can be expensive. If you're not familiar with any jewelers in your area, ask family members, friends or co-workers for recommendations. Also, when ordering online and you've never heard of the seller, check on its reputation with the Better Business Bureau or the state attorney general's office. When you're shopping, ask your salesperson to write down any information you might rely on to make your purchase. And before you buy, ask for the store's refund and return policy. When ordering online, keep printouts of the web pages with details about the transaction, including refund and return policies if you're not satisfied.

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The Federal Trade Commission has a few additional pointers for jewelry shoppers who are in the market for gold, watches, gemstones, pearls or diamonds:

1.

There's a big difference between 14 karat gold and gold-plated jewelry. Fourteen karat (14K) jewelry contains 14 parts of gold, mixed in throughout with 10 parts of base metal. Gold-plated describes jewelry with a layer of at least 10K gold bonded to a base metal. Gold plating eventually wears away, depending on how often the item is worn and how thick the plating is.
2.

If you're buying a watch, determine whether you want one that runs on a battery or one that must be wound daily. Ask if a warranty or guarantee is included, how long it lasts, and what parts and repair problems it covers. Also ask how and where you can get the watch serviced and repaired.
3.

Know the difference between laboratory-created gemstones and naturally mined stones. Stones created in the lab are visually identical to stones mined from the earth. The big difference is in the cost: laboratory-created stones are less expensive than naturally mined stones. But because they look just like stones mined from the earth, they must be identified as lab-created. If you want a naturally mined stone, ask if it has been treated. Gemstone treatments -- such as heating, dyeing or bleaching -- can improve a stone's appearance or durability. Some treatments are permanent; some may create special care requirements. Treatments also may affect the stone's value.
4.

Ask whether pearls are imitation or real. Real pearls are made by oysters or other mollusks; imitation pearls are man-made. Cultured pearls are made by mollusks with human intervention; an irritant introduced into their shells causes a pearl to grow. Real pearls that are not cultured are fairly rare and expensive. The cost depends on the size, usually stated in millimeters, and the coating or "nacre" on a real pearl, which gives it its iridescence.
5.

When you're buying a diamond, consider four criteria: cut, color, clarity and weight , usually stated as carats. Each factor affects the price. Color is sometimes "graded" on a scale. However, scales are not uniform: a "D" may be the best color for one scale, but not for another. Make sure you know how a particular scale and grade represents the color of the diamond you're considering. A diamond can be described as "flawless" only if it has no visible surface cracks or other imperfections when viewed under 10-power magnification by a skilled diamond grader.

2 sought in jewelry-store robbery (Orlando Sentinel)
Police are searching for two people who broke into a jewelry story in Palm Bay early Friday morning, according to reports.

Jewelry, items taken during showings of homes (Pasadena Star-News)
PASADENA - This wasn't what Realtors meant by "open house." While posing as potential home buyers, thieves made off with more than $140,000 in jewelry and other valuables

The Follow-up File: Jewelry store still a gem for its remaining partners (The San Luis Obispo Tribune)
Name: Kelly Maddalena Job: Co-owner Business: Le Crème, a San Luis Obispo jewelry and gift store What she said then: In September 2006, The Tribune interviewed Kelly Maddalena about Le Crème.

Bunch of beads: New store allows customers to make their own jewelry (The Carrollton Leader)
Walking into The Artful Bead can be a bit overwhelming for a first time jewelry maker. Thousands of beads are neatly displayed throughout the store along with some magazines to help the jewelry maker who may be experiencing designer's block.

Thailand's secrets in jewelry industry bared (Sun Star)
WHAT are the secrets of Thailand's fine jewelry industry that it now shines in the world, hauling in for that country a hefty $3 billion in cash each year?

Make Your Own Jewelry Cleaner [Household] (Lifehacker)
Jewelry cleaner works great for restoring luster to your precious-metal accessories, and it can even take that awful, funky metal-gone-bad smell off of not-quite-precious objects. But paying for the...

Palm Bay search continues for jewelry bandits (Florida Today)
Palm Bay police this morning are continuing the search for two people caught on surveillance video burglarizing a jewelry store early Friday.

Two men rob Hempstead jewelry store (Newsday)
Two men pretending to be customers robbed a Hempstead jewelry store Friday afternoon, police said.

ROBBERY: Three hold up jewelry store (York Daily Record)
Three men robbed a jewelry store inside the West Manchester Mall on Friday. West Manchester Township Police said that, at 5:36 p.

McCain, Obama: different styles, similar jewelry (Republican-American)
NEW YORK — Cindy McCain and Michelle Obama are at the opposite ends of the style spectrum. McCain is very proper in brightly colored dresses with matching jackets; Obama is more dramatic in bell sleeves with an occasional flash of cleavage.

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